Maine paycheck calculator

Take-home pay in Maine after federal and Maine income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Maine.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,827.89

$47,525.29 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Maine income tax	−$98.64	−$2,564.57
ME Paid Family and Medical Leave	−$11.54	−$300.00
Take-home pay	$1,827.89	$47,525.29

Taxes as a share of pay: 20.8%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Maine taxes your paycheck in 2026

Maine withholds income tax at 5.8%, 6.75% and 7.15% for 2026, after $5,300 for each allowance you claim on Form W-4ME and a standard deduction of $12,850 ($28,550 married) that shrinks at higher incomes. A new 2% surcharge applies to income over $1 million ($1.5 million married). Traditional 401(k) contributions and pre-tax health premiums are not taxed. Employers may also deduct up to 0.5% of wages for Maine Paid Family and Medical Leave.

Maine withholding rates, 2026: single or married filing separately
Taxable income	Rate
$0 to $27,400	5.8%
$27,400 to $64,850	6.75%
$64,850 to $1,000,000	7.15%
Over $1,000,000	9.15%

Maine withholding rates, 2026: married filing jointly
Taxable income	Rate
$0 to $54,850	5.8%
$54,850 to $129,750	6.75%
$129,750 to $1,500,000	7.15%
Over $1,500,000	9.15%

Maine withholding rates, 2026: head of household
Taxable income	Rate
$0 to $27,400	5.8%
$27,400 to $64,850	6.75%
$64,850 to $1,000,000	7.15%
Over $1,000,000	9.15%

Standard deduction: $12,850 single or married filing separately; $28,550 married filing jointly; $12,850 head of household.
Exemptions: $5,300 for you, $5,300 for a spouse, $5,300 per dependent.
A traditional 401(k) lowers your Maine taxable wages; pre-tax health premiums do.

Maine payroll contributions

Maine employee payroll taxes, 2026
Contribution	Rate	Wages up to
ME Paid Family and Medical Leave	0.5%	$184,500

City and county taxes

Maine cities and towns do not tax wages.

What this calculator simplifies

We assume Form W-4ME claims 1 allowance for you, 1 for your spouse when married filing jointly (assuming your spouse does not also claim it), and 1 per child or other dependent, at $5,300 each.
The standard deduction shrinks to nothing between $102,250 and $177,250 of yearly wages ($204,550 and $354,550 married), and the calculator applies that phase-out.
Head of household is withheld on the single schedule with the single deduction, as Form W-4ME directs. Maine's return gives heads of household a larger standard deduction and wider brackets.
The 2% surcharge on income over $1,000,000 ($1,500,000 married) is applied to income after allowances and the standard deduction, as Maine's withholding method does.
Paid Family and Medical Leave is shown at the 0.5% most an employee can be charged, on wages after pre-tax health premiums (Maine figures it like unemployment wages, which leave out those premiums but include 401(k) contributions).
Maine's withholding schedule states the tax at each bracket as a rounded whole-dollar amount; the calculator's figure can differ from it by under a dollar a year.
This is withholding, not your final Maine tax. Credits such as the property tax fairness and sales tax fairness credits are not reflected.

Sources

Maine Revenue Services: 2026 Withholding Tables for Individual Income Tax (revised August 2026)
Maine Revenue Services: Form W-4ME (2026)
Maine Department of Labor: Paid Family and Medical Leave employer FAQ (2026)
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.