Pennsylvania paycheck calculator

Take-home pay in Pennsylvania after federal and Pennsylvania income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Pennsylvania.

City or county tax

Only if you live (or work) where it applies.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,865.60

$48,505.86 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Pennsylvania income tax	−$70.85	−$1,842.00
PA Unemployment (UC)	−$1.62	−$42.00
Take-home pay	$1,865.60	$48,505.86

Taxes as a share of pay: 19.2%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Pennsylvania taxes your paycheck in 2026

Pennsylvania taxes wages at a flat 3.07% with no deductions or allowances, and unlike the federal government it does not let 401(k) contributions lower your taxable wages. Employees also pay 0.07% of wages for unemployment insurance. Most places add a local earned income tax: Philadelphia's wage tax is 3.735% for residents and Pittsburgh's is 3%.

Income tax rate: 3.07% of taxable wages.

A traditional 401(k) does not lower your Pennsylvania taxable wages; pre-tax health premiums do.

Pennsylvania payroll contributions

Pennsylvania employee payroll taxes, 2026
Contribution	Rate	Wages up to
PA Unemployment (UC)	0.07%	No limit

City and county taxes

Almost every Pennsylvania municipality and school district charges an earned income tax (EIT) on wages, usually 1% to 2% combined, withheld by your employer. Rates depend on where you live and work, so check your municipality's rate. Philadelphia residents pay the city wage tax instead: 3.735% from July 1, 2026 (3.74% from July 1, 2025 to June 30, 2026). Pittsburgh residents pay 3% (1% city, 2% school district). Many places also charge a Local Services Tax of up to $52 a year, taken from pay in installments, which this calculator does not include.

What this calculator simplifies

Pennsylvania taxes 401(k) and 403(b) contributions: they do not lower your state taxable wages, unlike for federal tax.
Health premiums paid through a cafeteria plan are not taxed by Pennsylvania, as for federal tax.
Philadelphia: we use the rate in effect now, 3.735% (from July 1, 2026). Paychecks from January to June 2026 used 3.74%, so a full calendar year comes out about 0.0025% of wages higher (about $2.50 per $100,000).
Local earned income and wage taxes are charged on wages before 401(k) contributions but after pre-tax health premiums, which is how the calculator figures them.
Unemployment tax: we charge 0.07% on wages before any deduction. We couldn't confirm whether pre-tax health premiums are left out of Pennsylvania unemployment wages; the difference is 0.07% of those premiums.

Sources

Commonwealth of Pennsylvania, Office of the Budget, Payroll Memo #26-01 (PA tax 3.07% and employee UC 0.07% for 2026)
PA Department of Revenue: Personal Income Tax Guide, Gross Compensation
City of Philadelphia: Wage Tax (employers), rates from July 1, 2025 and July 1, 2026
City of Pittsburgh: Taxes (earned income tax)
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.