Ohio paycheck calculator

Take-home pay in Ohio after federal and Ohio income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Ohio.

City or county tax

Only if you live (or work) where it applies.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,883.74

$48,977.39 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Ohio income tax	−$54.33	−$1,412.47
Take-home pay	$1,883.74	$48,977.39

Taxes as a share of pay: 18.4%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Ohio taxes your paycheck in 2026

Ohio cut its income tax rate for 2026, and new withholding tables took effect on August 1, 2026: 1.6% of wages up to $26,050, 2.99% up to $100,000 and 3.4% above, after $650 for each exemption. Most Ohio cities also tax wages, and some school districts do too.

Ohio withholding rates, 2026: all filing statuses
Taxable income	Rate
$0 to $26,050	1.6%
$26,050 to $100,000	2.99%
Over $100,000	3.4%

Exemptions: $650 for you, $650 for a spouse, $650 per dependent.
A traditional 401(k) lowers your Ohio taxable wages; pre-tax health premiums do.

City and county taxes

Most Ohio cities and villages tax wages, usually at 1% to 2.5%, and employers withhold the tax for the city where you work. If you live in a different city, it may charge more, with credit for tax paid where you work. Rates here are for residents: Columbus 2.5%, Cleveland 2.5%, Cincinnati 1.8%. Many school districts also charge an income tax, which your employer withholds if you tell them your school district. Look up your address with the Ohio Department of Taxation's "The Finder".

What this calculator simplifies

Ohio changed its withholding tables on August 1, 2026, for the 2026 rate cut. We use the new tables (1.6% / 2.99% / 3.4%), which apply to paychecks now. From January to July 2026 employers used the October 2025 tables: 1.775% up to $26,050, 2.99% to $100,000 and 3.64% above, with the same $650 exemptions, so total 2026 withholding is a little higher than a full year at the new rates (about $27 more for a single person earning $50,000).
Ohio's withholding tables take some tax from every dollar of wages. The tax on your Ohio return (a flat 2.75% on income over $26,050 for 2026, under House Bill 96) works differently, so your refund or balance due can differ from what was withheld.
Exemptions: we assume 1 for you, 1 for a spouse if married, and 1 per dependent, as Form IT 4 allows ($650 each).
City income taxes are charged on wages before 401(k) contributions but after pre-tax health premiums (Medicare wages), which is how the calculator figures them.
City taxes: we show the resident rate and assume you live and work in the same city. Credit rules for working in one city and living in another vary by city.
School district income taxes are not included.

Sources

How every number is worked out is on the methodology page.