Vermont paycheck calculator

Take-home pay in Vermont after federal and Vermont income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Vermont.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,870.24

$48,626.25 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Vermont income tax	−$65.29	−$1,697.61
VT Child Care Contribution	−$2.54	−$66.00
Take-home pay	$1,870.24	$48,626.25

Taxes as a share of pay: 19.0%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Vermont taxes your paycheck in 2026

Vermont withholds income tax at 3.35%, 6.6%, 7.6% and 8.75% on wages above a tax-free band ($3,925 single, $11,775 married), after $5,400 for each withholding allowance. Traditional 401(k) contributions and pre-tax health premiums are not taxed. Your employer may also deduct up to 0.11% of wages toward the state Child Care Contribution. Vermont has no local income taxes.

Vermont withholding rates, 2026: single or married filing separately
Taxable income	Rate
$0 to $3,925	0%
$3,925 to $54,675	3.35%
$54,675 to $126,775	6.6%
$126,775 to $260,225	7.6%
Over $260,225	8.75%

Vermont withholding rates, 2026: married filing jointly
Taxable income	Rate
$0 to $11,775	0%
$11,775 to $96,475	3.35%
$96,475 to $216,525	6.6%
$216,525 to $323,825	7.6%
Over $323,825	8.75%

Vermont withholding rates, 2026: head of household
Taxable income	Rate
$0 to $3,925	0%
$3,925 to $54,675	3.35%
$54,675 to $126,775	6.6%
$126,775 to $260,225	7.6%
Over $260,225	8.75%

Exemptions: $5,400 for you, $5,400 for a spouse, $5,400 per dependent.
A traditional 401(k) lowers your Vermont taxable wages; pre-tax health premiums do.

Vermont payroll contributions

Vermont employee payroll taxes, 2026
Contribution	Rate	Wages up to
VT Child Care Contribution	0.11%	No limit

City and county taxes

Vermont has no city or county income taxes on wages.

What this calculator simplifies

We assume the W-4VT worksheet: 1 allowance if single, 2 if married (assuming your spouse does not work), plus 1 per dependent, at $5,400 each. A married employee whose spouse works claims one fewer (about $180 to $360 a year more tax).
Heads of household use the single table, as W-4VT has no head-of-household status, but its worksheet gives them one extra allowance (line 4, $5,400) that the calculator does not add, so their withholding is about $181 a year too high at the 3.35% rate.
The 0.11% Child Care Contribution is only taken from your pay if your employer chooses to withhold it (any amount up to 0.11%, or nothing). It is charged on federal income-tax wages, which leave out 401(k) contributions; the calculator charges it before 401(k) contributions, so it is overstated by 0.11% of what you put in a 401(k).
This is withholding, not your final Vermont tax. The Vermont return uses its own standard deduction, personal exemptions and credits, so the refund or balance due can differ.

Sources

Vermont Department of Taxes GB-1210-2026: 2026 Income Tax Withholding Instructions, Tables, and Charts
Vermont Department of Taxes Form W-4VT, Employee's Withholding Allowance Certificate
Vermont Department of Taxes GB-1326: The Vermont Child Care Contribution
Vermont Department of Taxes: Child Care Contribution
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.