Utah paycheck calculator

Take-home pay in Utah after federal and Utah income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Utah.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,835.38

$47,719.86 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Utah income tax	−$102.69	−$2,670.00
Take-home pay	$1,835.38	$47,719.86

Taxes as a share of pay: 20.5%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Utah taxes your paycheck in 2026

Utah taxes wages at a flat 4.45% in 2026, reduced by a small credit ($485 a year single, $970 married) that phases out by 1.3 cents per dollar of wages above $9,348 (single) or $18,696 (married). Traditional 401(k) contributions and pre-tax health premiums are not taxed. Utah has no employee-paid state payroll taxes and no local income taxes.

Income tax rate: 4.45% of taxable wages.

Exemption credits off the tax: $485 for you, $485 for a spouse.
A traditional 401(k) lowers your Utah taxable wages; pre-tax health premiums do.

City and county taxes

Utah has no city or county income taxes on wages.

What this calculator simplifies

Head of household uses the single schedule, as Utah's withholding guide directs. Utah's withholding ignores dependents and W-4 allowances entirely, so dependents do not change withholding here.
Utah taxable wages are wages subject to federal income tax withholding, so traditional 401(k) contributions and pre-tax health premiums are left out.
Utah's withholding tables round each line to whole dollars per pay period; the calculator works out the yearly figure without rounding, so a paycheck can differ from an employer's by a dollar or so.
The 4.45% rate took effect in withholding for pay periods starting June 1, 2026. Paychecks before then used the earlier tables (built on the previous 4.5% rate), but S.B. 60 makes 4.45% the rate for the whole 2026 tax year, so the calculator uses it all year.
This is withholding, not your final Utah tax. The return's taxpayer tax credit counts dependents and phases out differently, so the refund or balance due can differ.

Sources

Utah State Tax Commission Publication 14, Withholding Tax Guide (Rev. 4/26, effective June 1, 2026)
Utah S.B. 60 (2026), Income Tax Rate Amendments, enrolled: rate 4.45% retrospective to January 1, 2026
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.