Arizona paycheck calculator

Take-home pay in Arizona after federal and Arizona income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Arizona.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,891.92

$49,189.86 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Arizona income tax	−$46.15	−$1,200.00
Take-home pay	$1,891.92	$49,189.86

Taxes as a share of pay: 18.0%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Arizona taxes your paycheck in 2026

Arizona taxes income at a flat 2.5%. Employers withhold a percentage of your taxable wages that you choose on Form A-4, from 0.5% to 3.5%; if you never filed one, they withhold 2.0%, which is what this calculator shows. Traditional 401(k) contributions and pre-tax health premiums are not subject to Arizona withholding. There are no employee-paid state payroll taxes and no local income taxes.

Income tax rate: 2% of taxable wages.

A traditional 401(k) lowers your Arizona taxable wages; pre-tax health premiums do.

City and county taxes

Arizona cities and counties do not tax wages.

What this calculator simplifies

Arizona withholding is a percentage of your wages that you choose on Form A-4: 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0% or 3.5% (or zero if you expect to owe no Arizona tax). The calculator uses 2.0%, the rate employers must use when no Form A-4 is on file. If you picked a different percentage, your withholding is that percentage of the same wages.
This is withholding, not your Arizona tax. The tax is a flat 2.5% of Arizona taxable income, after Arizona's standard deduction and less credits such as the dependent tax credit, so for many people the 2.0% withheld is more or less than what they owe.
"Gross taxable wages" are federal Form W-2 box 1 wages, so traditional 401(k) contributions and pre-tax health premiums are not subject to Arizona withholding.

Sources

Arizona DOR: Form A-4, Employee's Arizona Withholding Election (2026)
Arizona DOR: Employer's Instructions for Form A-4 (2026)
Arizona DOR: Form 140ES, 2026 Individual Estimated Tax (2.5% rate)
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.

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