Hourly paycheck calculator

Your take-home pay from your hourly rate, regular hours and overtime, after taxes and deductions, using 2026 withholding rules.

State you live and work in

Until you choose, only federal taxes are taken out.

Pay

I'm paid

Hourly pay

Regular hours per week

Overtime hours per week

Paid at time and a half.

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Claim the overtime deduction on my W-4

Adds the "half" of your time-and-a-half pay to Step 4(b), up to $12,500 ($25,000 married filing jointly), if your income is under $150,000 ($300,000).

Step 4(c): extra withholding

Take-home pay per paycheck

$1,690.85

$43,962.10 a year from $52,000.00 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,000.00	$52,000.00
Federal income tax	−$156.15	−$4,059.90
Social Security	−$124.00	−$3,224.00
Medicare	−$29.00	−$754.00
Take-home pay	$1,690.85	$43,962.10

Taxes as a share of pay: 15.5%
Federal taxable wages (year): $52,000.00

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How hourly pay becomes a paycheck

Gross pay for the week is your rate times your regular hours, plus overtime at one and a half times your rate for hours over 40 (some states, like California, also count hours over 8 in a day). The calculator assumes the same hours every week and spreads 52 weeks of pay over your paychecks: weekly, every two weeks, twice a month or monthly.

Taxes are then figured as for any paycheck: pre-tax deductions, federal income tax by the IRS percentage method, Social Security and Medicare, and your state's and city's taxes. The paycheck calculator explains each step.

Overtime and the new federal deduction

From 2025 through 2028, the extra "half" of time-and-a-half pay is deductible on your federal return, up to $12,500 a year ($25,000 married filing jointly), phasing out above $150,000 of income ($300,000). It doesn't change Social Security, Medicare or most state taxes. The W-4 worksheet counts it only if your income is under those amounts, and your employer only withholds less if you add it to Step 4(b) of your Form W-4; tick "Claim the overtime deduction" under More Form W-4 options to see the difference.

Hourly paycheck calculators by state

Questions

My hours change every week. What should I enter?

Enter a typical week, or your average over the last few months, to see a typical paycheck. For one particular paycheck, enter that week's hours and choose weekly pay.

Does this include tips?

Not separately. Add reported tips to your hourly rate as an average per hour, and put qualified tips in Step 4(b) if you've claimed the tips deduction on your W-4.

Is my information saved or sent anywhere?

No. Everything is calculated in your browser.