Indiana paycheck calculator

Take-home pay in Indiana after federal and Indiana income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Indiana.

City or county tax

Only if you live (or work) where it applies.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,871.13

$48,649.36 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Indiana income tax	−$66.94	−$1,740.50
Take-home pay	$1,871.13	$48,649.36

Taxes as a share of pay: 18.9%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Indiana taxes your paycheck in 2026

Indiana taxes wages at a flat 2.95% for 2026, plus a county income tax of 0.5% to 3% depending on the county you live in. Both are figured after $1,000 for each exemption you claim on Form WH-4 and an extra $1,500 for each dependent child. Traditional 401(k) contributions and pre-tax health premiums are not taxed. There are no employee-paid state payroll taxes.

Income tax rate: 2.95% of taxable wages.

Exemptions: $1,000 for you, $1,000 for a spouse, $2,500 per dependent.
A traditional 401(k) lowers your Indiana taxable wages; pre-tax health premiums do.

City and county taxes

Every Indiana county taxes income, and employers withhold it with state tax. The rate is set by the county you lived in on January 1, 2026 (or, if you lived outside Indiana that day, the Indiana county where you mainly worked). For 2026 the rates run from 0.5% (Porter) to 3.0% (Randolph); Marion County (Indianapolis) is 2.02%. County tax is figured on the same amount as state tax, after your WH-4 exemptions.

What this calculator simplifies

We assume Form WH-4 claims $1,000 for you, $1,000 for your spouse when married (assuming your spouse does not claim themselves on their own WH-4), and $2,500 per dependent ($1,000 plus the $1,500 additional exemption for a dependent child under 19, or under 24 and a full-time student). Dependents who are not such children get only $1,000, and the extra exemptions for age 65+ or blindness, the first-time dependent exemption and the $3,000 adopted-child exemption are not included.
County rates are from the Department of Revenue's notice effective January 1, 2026. PayrollOrg reported that Boone County's rate rose from 1.7% to 1.71% on October 1, 2026, but we couldn't confirm it: the state's own notice still showed the January rates when checked on October 16, 2026, so Boone is listed at 1.7%.
This is withholding, not your final Indiana tax. Credits and deductions on the Indiana return (such as the renter's deduction) are not reflected.

Sources

Indiana DOR: Departmental Notice #1, How to Compute Withholding for State and County Income Tax (effective Jan. 1, 2026)
Indiana DOR: Form WH-4, Employee's Withholding Exemption and County Status Certificate
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.

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