Rhode Island paycheck calculator

Take-home pay in Rhode Island after federal and Rhode Island income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Rhode Island.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,827.59

$47,517.36 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Rhode Island income tax	−$85.10	−$2,212.50
RI TDI	−$25.38	−$660.00
Take-home pay	$1,827.59	$47,517.36

Taxes as a share of pay: 20.8%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Rhode Island taxes your paycheck in 2026

Rhode Island withholds income tax at 3.75%, 4.75% and 5.99%, using one table for every filing status, after $1,000 for each exemption (none once wages pass $290,800). Employees also pay 1.1% of their first $100,000 of wages for temporary disability and caregiver insurance (TDI).

Rhode Island withholding rates, 2026: all filing statuses
Taxable income	Rate
$0 to $82,050	3.75%
$82,050 to $186,450	4.75%
Over $186,450	5.99%

Exemptions: $1,000 for you, $1,000 for a spouse, $1,000 per dependent.
A traditional 401(k) lowers your Rhode Island taxable wages; pre-tax health premiums do.

Rhode Island payroll contributions

Rhode Island employee payroll taxes, 2026
Contribution	Rate	Wages up to
RI TDI	1.1%	$100,000

City and county taxes

Rhode Island has no local income taxes on wages.

What this calculator simplifies

This follows Rhode Island's 2026 withholding tables, which use one table for every filing status and estimate the year's tax. Your return can differ, for example because of Rhode Island's standard deduction, which the tables do not use.
Exemptions: we assume 1 for you, 1 more for a spouse if married, and 1 per dependent ($1,000 each). Your Form RI W-4 may claim a different number.
TDI: we charge it on wages after pre-tax health premiums and before 401(k) contributions, as for Social Security. We couldn't confirm in the Department of Labor and Training's guidance that those premiums are left out of TDI wages; the difference is 1.1% of those premiums.
401(k) contributions and pre-tax health premiums come out before Rhode Island income tax, because Rhode Island starts from federal adjusted gross income.

Sources

2026 Rhode Island Employer's Income Tax Withholding Tables
RI Department of Labor and Training, Form TX-17, Quarterly Tax and Wage Report for 2026 (TDI 1.1%, first $100,000)
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.

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