Mississippi paycheck calculator

Take-home pay in Mississippi after federal and Mississippi income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Mississippi.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,873.92

$48,721.86 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Mississippi income tax	−$64.15	−$1,668.00
Take-home pay	$1,873.92	$48,721.86

Taxes as a share of pay: 18.8%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Mississippi taxes your paycheck in 2026

Mississippi taxes wages at 4.0% for 2026, with the first $10,000 of taxable income not taxed. Withholding subtracts a personal exemption ($6,000 single, $8,000 head of family, $12,000 married, plus $1,500 per dependent) and a standard deduction ($2,300 single, $3,400 head of family, $4,600 married). There are no employee-paid state payroll taxes and no local income taxes.

Mississippi withholding rates, 2026: all filing statuses
Taxable income	Rate
$0 to $10,000	0%
Over $10,000	4%

Standard deduction: $2,300 single or married filing separately; $4,600 married filing jointly; $5,400 head of household.
Exemptions: $6,000 for you, $6,000 for a spouse, $1,500 per dependent.
A traditional 401(k) lowers your Mississippi taxable wages; pre-tax health premiums do.

City and county taxes

Mississippi cities and counties do not tax wages.

What this calculator simplifies

Married uses the "spouse not employed" table: $12,000 exemption and $4,600 standard deduction. When both spouses work, Mississippi splits the exemption between the two jobs and each uses a $2,300 standard deduction, so each paycheck has a little more withheld.
Head of family gets an $8,000 exemption plus $1,500 per dependent (the $9,500 in the state's tables already includes one dependent) and a $3,400 standard deduction.
Exemptions for age 65 and blindness ($1,500 each) are not included.
We assume 401(k) contributions and pre-tax health premiums are not taxed, as for federal tax. The state's guide says Mississippi withholding "follow[s] very closely" the federal rules, but we couldn't confirm that it covers them directly.
This is withholding, not your final tax.

Sources

Mississippi DOR: Pub 89-700, Withholding Income Tax Tables and Employer Instructions (revised 1/13/2026)
Mississippi DOR: Withholding Tax
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.

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