Missouri paycheck calculator

Take-home pay in Missouri after federal and Missouri income tax, Social Security, Medicare and your deductions, using the 2026 withholding rules.

State you live and work in

2026 rules for Missouri.

City or county tax

Only if you live (or work) where it applies.

Pay

I'm paid

Salary (per year, before taxes)

How often you're paid

Your Form W-4

Filing status

Children under 17

$2,200 each in Step 3, if your income is $200,000 or less ($400,000 married filing jointly).

Other dependents

$500 each in Step 3.

Pre-tax and after-tax deductions

401(k) or 403(b) contribution

Traditional (pre-tax). Put a Roth contribution under after-tax deductions.

Health insurance, HSA and FSA

Pre-tax premiums and contributions through payroll; they also lower Social Security and Medicare.

After-tax deductions

Roth 401(k), union dues, garnishments.

More Form W-4 options

Step 2: two jobs, or married and your spouse works

Only if you checked the box in Step 2(c) of your W-4.

Step 4(a): other income (per year)

Step 4(b): deductions (per year)

From the W-4's Deductions Worksheet: tips, overtime, car loan interest, the senior deduction, itemizing.

Step 4(c): extra withholding

Take-home pay per paycheck

$1,865.66

$48,507.19 a year from $59,999.94 gross, 26 paychecks.

Gross pay, each deduction and take-home pay, per paycheck and per year
Item	Per paycheck	Per year
Gross pay	$2,307.69	$59,999.94
Federal income tax	−$193.08	−$5,020.08
Social Security	−$143.08	−$3,720.00
Medicare	−$33.46	−$870.00
Missouri income tax	−$72.41	−$1,882.67
Take-home pay	$1,865.66	$48,507.19

Taxes as a share of pay: 19.2%
Federal taxable wages (year): $59,999.94

Estimates for planning, not tax advice. Your employer's payroll may round differently, and your tax bill when you file can differ from what's withheld.

How Missouri taxes your paycheck in 2026

Missouri taxes wages at rates from 2% up to 4.7%, with the top rate reached at just $9,436 of taxable income in 2026. Withholding first subtracts the federal standard deduction for your filing status ($16,100 single, $32,200 married with one earner, $24,150 head of household). Residents of Kansas City and St. Louis, and people who work there, also pay a 1% city earnings tax. Traditional 401(k) contributions and pre-tax health premiums are not subject to state income tax, and there are no employee-paid state payroll taxes.

Missouri withholding rates, 2026: all filing statuses
Taxable income	Rate
$0 to $1,348	0%
$1,348 to $2,696	2%
$2,696 to $4,044	2.5%
$4,044 to $5,392	3%
$5,392 to $6,740	3.5%
$6,740 to $8,088	4%
$8,088 to $9,436	4.5%
Over $9,436	4.7%

Standard deduction: $16,100 single or married filing separately; $32,200 married filing jointly; $24,150 head of household.
A traditional 401(k) lowers your Missouri taxable wages; pre-tax health premiums do.

City and county taxes

Kansas City and the City of St. Louis each charge a 1% earnings tax on residents (wherever they work) and on nonresidents for work done in the city. Employers in the city withhold it; residents who work elsewhere may have to file and pay it themselves. Voters in both cities renewed the tax in April 2026 for another five years. Other Missouri cities and counties do not tax wages.

What this calculator simplifies

Married uses the $32,200 standard deduction ("married and spouse does not work" on Form MO W-4). If your spouse also works, Missouri withholds as if your standard deduction were $16,100, so each paycheck has more withheld.
Missouri has no allowances for dependents in its withholding formula, so the number of dependents does not change the estimate.
The Kansas City and St. Louis earnings taxes are figured on your W-2 box 1 wages: gross pay less traditional 401(k), 403(b) or 457(b) contributions and pre-tax health premiums, as both cities direct.
Nonresidents who work partly outside Kansas City or St. Louis owe the earnings tax only on the share earned in the city; the calculator assumes all your work is done there.
Missouri's 2026 return uses the same top rate (4.7%); the year-end tax can differ a little from withholding because of itemized deductions and credits.

Sources

Missouri Department of Revenue: 2026 Missouri Withholding Tax Formula
Missouri Department of Revenue: Employer's Tax Guide, Form 4282 (2026)
City of Kansas City, Missouri: Tax FAQs (earnings tax, taxable earnings)
City of St. Louis Collector of Revenue: Form E-1 (2026), 1% earnings tax on W-2 box 1 wages
IRS Publication 15-T (2026) for federal withholding, and Publication 15 (2026) for Social Security and Medicare.

How every number is worked out is on the methodology page.

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